Summary
The narrator returns to Polina with his massive gambling winnings, convinced that money will solve their problems and prove his devotion. He offers her fifty thousand francs to throw in De Griers' face, but Polina reacts with contempt and hysteria. She accuses him of trying to buy her like De Griers did, revealing her deep shame about being treated as a commodity. In an emotional breakdown, she oscillates between clinging to him desperately and pushing him away with hatred. The next morning, she demands the money, then hurls it in his face before storming out. Meanwhile, Mr. Astley has taken the sick Polina under his protection at his hotel, creating a scandal. When the narrator visits, Astley coldly informs him that Polina is ill and staying in his rooms, suggesting the narrator will soon leave for Paris like all newly rich Russians. The prediction proves accurate when Mlle. Blanche seduces the narrator into accompanying her to Paris with his winnings. As they depart together, the narrator realizes his gambling addiction has fundamentally changed him, even as he promises himself he'll return to settle scores with Astley. This chapter exposes how money amplifies existing relationship dynamics rather than healing them, and how addiction can make us abandon our deepest values.
Coming Up in Chapter 16
In Paris, the narrator discovers what happens when a gambling addict tries to buy happiness in the world's most expensive playground. Will his fortune last, or will his compulsions destroy everything he's won?
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An excerpt from the original text.(~499 words)
Remember, too, how, without moving from her place, or changing her attitude, she gazed into my face. “I have won two hundred thousand francs!” cried I as I pulled out my last sheaf of bank-notes. The pile of paper currency occupied the whole table. I could not withdraw my eyes from it. Consequently, for a moment or two Polina escaped my mind. Then I set myself to arrange the pile in order, and to sort the notes, and to mass the gold in a separate heap. That done, I left everything where it lay, and proceeded to pace the room with rapid strides as I lost myself in thought. Then I darted to the table once more, and began to recount the money; until all of a sudden, as though I had remembered something, I rushed to the door, and closed and double-locked it. Finally I came to a meditative halt before my little trunk. “Shall I put the money there until tomorrow?” I asked, turning sharply round to Polina as the recollection of her returned to me. She was still in her old place—still making not a sound. Yet her eyes had followed every one of my movements. Somehow in her face there was a strange expression—an expression which I did not like. I think that I shall not be wrong if I say that it indicated sheer hatred. Impulsively I approached her. “Polina,” I said, “here are twenty-five thousand florins—fifty thousand francs, or more. Take them, and tomorrow throw them in De Griers’ face.” She returned no answer. “Or, if you should prefer,” I continued, “let me take them to him myself tomorrow—yes, early tomorrow morning. Shall I?” Then all at once she burst out laughing, and laughed for a long while. With astonishment and a feeling of offence I gazed at her. Her laughter was too like the derisive merriment which she had so often indulged in of late—merriment which had broken forth always at the time of my most passionate explanations. At length she ceased, and frowned at me from under her eyebrows. “I am _not_ going to take your money,” she said contemptuously. “Why not?” I cried. “Why not, Polina?” “Because I am not in the habit of receiving money for nothing.” “But I am offering it to you as a _friend_. In the same way I would offer you my very life.” Upon this she threw me a long, questioning glance, as though she were seeking to probe me to the depths. “You are giving too much for me,” she remarked with a smile. “The beloved of De Griers is not worth fifty thousand francs.” “Oh Polina, how can you speak so?” I exclaimed reproachfully. “Am _I_ De Griers?” “You?” she cried with her eyes suddenly flashing. “Why, I _hate_ you! Yes, yes, I _hate_ you! I love you no more than I do De Griers.” Then she buried her face in her hands, and relapsed into hysterics. I darted to her side....
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Intelligence Amplifier™ Analysis
The Road of Money as Solution
The belief that financial gestures can heal emotional wounds or prove devotion when the real problem requires emotional work.
Why This Matters
Connect literature to life
This chapter teaches how to recognize when someone's anger or hurt stems from feeling disrespected rather than lacking resources.
Practice This Today
This week, notice when you want to solve a relationship problem by spending money—pause and ask what the person actually needs to feel heard or valued.
Now let's explore the literary elements.
Terms to Know
Florins
A European currency used in gambling resorts like the German spa towns where this story takes place. The narrator converts between florins and francs to show off his winnings. These were real money with serious buying power.
Modern Usage:
Like someone today flashing cash in different denominations to look impressive - 'I won $50,000, that's like 45,000 euros!'
Roulettenburg
Dostoevsky's fictional name for a German spa town with casinos, based on real places like Baden-Baden. These were luxury resorts where wealthy Europeans went to gamble, socialize, and show off their status.
Modern Usage:
Think Las Vegas or Atlantic City - places where people go to gamble and pretend they're living a different life
Kept woman
A woman financially supported by a man in exchange for companionship and intimacy, but without marriage. This was Polina's feared fate with De Griers, and why the narrator's money offer feels like the same trap.
Modern Usage:
Similar to today's sugar daddy relationships or being a 'trophy wife' - financial dependence that comes with strings attached
Scandal
In 19th century society, a woman staying unchaperoned in a man's hotel rooms would ruin her reputation permanently. Mr. Astley protecting Polina this way shows how desperate her situation has become.
Modern Usage:
Like when someone's personal business goes viral on social media and damages their reputation at work or in their community
Gambling fever
The addictive high that comes from winning big at gambling, making rational thought nearly impossible. The narrator can't think straight after his massive win - he's intoxicated by the money and power.
Modern Usage:
Like the rush people get from day trading, crypto wins, or lottery tickets - when winning makes you feel invincible and clouds your judgment
Russian abroad
A stereotype of newly wealthy Russians traveling to Western Europe and spending money recklessly. Astley predicts the narrator will follow this pattern by going to Paris with his winnings.
Modern Usage:
Similar to how people stereotype lottery winners or crypto millionaires as people who blow their money quickly on flashy lifestyles
Characters in This Chapter
The Narrator (Alexei)
Protagonist in crisis
Returns drunk on his gambling win, believing money will solve everything with Polina. His offer to 'buy' her reveals how addiction has warped his thinking. He can't understand why she's insulted rather than grateful.
Modern Equivalent:
The guy who thinks expensive gifts will fix relationship problems he caused
Polina
Woman rejecting rescue
Reacts with fury to the narrator's money offer because it mirrors De Griers' attempt to buy her. Her breakdown shows the impossible position of women who need help but refuse to be owned. She takes the money only to throw it back.
Modern Equivalent:
The woman who'd rather struggle independently than accept help that comes with controlling strings attached
Mr. Astley
Honorable protector
Takes in the sick Polina despite the social scandal, offering protection without strings. His cold dismissal of the narrator shows moral judgment. He predicts the narrator will waste his winnings in Paris.
Modern Equivalent:
The decent friend who helps someone escape a toxic situation and isn't afraid to call out bad behavior
Mlle. Blanche
Seductive opportunist
Appears to seduce the narrator into bringing his winnings to Paris. Represents the temptation that will separate him from his money and his chance to help Polina.
Modern Equivalent:
The person who suddenly shows interest when they find out you came into money
De Griers
Absent manipulator
Though not present, his earlier attempt to financially control Polina haunts this chapter. The narrator's money offer feels like the same trap to her, showing how his behavior mirrors what she's trying to escape.
Modern Equivalent:
The controlling ex whose tactics you unconsciously copy
Key Quotes & Analysis
"I have won two hundred thousand francs!"
Context: The narrator bursts in to tell Polina about his massive gambling win
His excitement reveals he thinks money will solve their relationship problems. He's high on the win and can't read the room. The exclamation shows how gambling victory has made him tone-deaf to others' feelings.
In Today's Words:
I'm rich! This changes everything!
"Somehow in her face there was a strange expression—an expression which I did not like. I think that I shall not be wrong if I say that it indicated sheer hatred."
Context: He notices Polina's reaction as he counts his money obsessively
He sees her disgust but doesn't understand it. His focus on the money blinds him to how his behavior looks to her. The 'sheer hatred' foreshadows her explosive rejection of his offer.
In Today's Words:
She was looking at me like I was trash, but I didn't get why
"You wished to buy me! You thought that you could buy me!"
Context: Her furious response to the narrator's offer of money
She sees his 'generous' offer as identical to De Griers' manipulation. Money offered as love feels like purchase to someone who's been treated as property. Her repetition shows how deeply this wounds her.
In Today's Words:
You think you can just throw money at me and I'll be yours!
"She is very ill, and I think that she is out of her mind."
Context: Explaining why Polina is staying in his hotel rooms
Astley's clinical description shows Polina's complete breakdown. Her 'madness' reflects the impossible position of needing help but refusing to be owned. It also justifies the scandal of their living arrangement.
In Today's Words:
She's having a complete breakdown and isn't thinking straight
Thematic Threads
Pride
In This Chapter
The narrator's pride in his winnings blinds him to Polina's actual needs and feelings
Development
Evolved from earlier gambling pride to romantic pride—now he believes money proves his worth as a lover
In Your Life:
You might see this when you use achievements or purchases to prove your value to others instead of being vulnerable
Class
In This Chapter
Polina's shame about being treated as a commodity reveals how class dynamics poison intimate relationships
Development
Deepened from earlier social climbing themes to show how class shame affects personal identity
In Your Life:
You might feel this when someone's financial help makes you feel like you owe them or aren't their equal
Addiction
In This Chapter
The narrator abandons his deepest values, leaving with Blanche despite claiming to love Polina
Development
Progressed from gambling compulsion to showing how addiction destroys our ability to act on our stated priorities
In Your Life:
You might recognize this when you repeatedly choose the immediate gratification over what you say matters most
Identity
In This Chapter
Astley predicts the narrator will become another stereotypical rich Russian in Paris, and he does
Development
Culminated earlier themes about social expectations becoming self-fulfilling prophecies
In Your Life:
You might see this when others' low expectations of you become the path you actually follow
Communication
In This Chapter
Polina and the narrator completely misread each other—she sees his offer as an insult, he sees her rejection as inexplicable
Development
Introduced here as the breakdown of understanding between people who claim to love each other
In Your Life:
You might experience this when your good intentions are completely misunderstood by someone you care about
You now have the context. Time to form your own thoughts.
Discussion Questions
- 1
Why does the narrator believe his gambling winnings will fix his relationship with Polina, and how does she actually react to his offer?
analysis • surface - 2
What does Polina mean when she accuses the narrator of trying to 'buy' her like De Griers did, and why does this make her so angry?
analysis • medium - 3
Where do you see people today trying to solve emotional problems with money instead of addressing the real issues?
application • medium - 4
When someone you care about is hurt or angry, how can you tell the difference between problems that money can solve and problems that need emotional healing?
application • deep - 5
What does this chapter reveal about why throwing money at relationship problems often backfires, even when our intentions are good?
reflection • deep
Critical Thinking Exercise
Diagnose the Real Problem
Think of a recent conflict or tension in your life where someone (maybe you) tried to fix things with money, gifts, or material gestures. Write down what the surface problem seemed to be, then dig deeper to identify what the person really needed. Finally, brainstorm three non-monetary ways the situation could have been addressed.
Consider:
- •Look for patterns where money became a substitute for time, attention, or emotional work
- •Consider how the person receiving the money or gifts actually felt about the gesture
- •Think about whether the underlying emotional need was ever directly acknowledged or addressed
Journaling Prompt
Write about a time when someone tried to solve a problem with you using money or gifts when what you really needed was something else entirely. How did it make you feel, and what would have actually helped?
Coming Up Next...
Chapter 16: The Gambler's Last Dance
As the story unfolds, you'll explore parasitic relationships drain both money and dignity, while uncovering setting boundaries requires self-respect, not just rules. These lessons connect the classic to contemporary challenges we all face.