An excerpt from the original text.(complete · 4028 words)
he prominent personage among the guests at the dinner party I found to
be Mr. Murthwaite.
On his appearance in England, after his wanderings, society had been
greatly interested in the traveller, as a man who had passed through
many dangerous adventures, and who had escaped to tell the tale. He had
now announced his intention of returning to the scene of his exploits,
and of penetrating into regions left still unexplored. This magnificent
indifference to placing his safety in peril for the second time,
revived the flagging interest of the worshippers in the hero. The law
of chances was clearly against his escaping on this occasion. It is not
every day that we can meet an eminent person at dinner, and feel that
there is a reasonable prospect of the news of his murder being the news
that we hear of him next.
When the gentlemen were left by themselves in the dining-room, I found
myself sitting next to Mr. Murthwaite. The guests present being all
English, it is needless to say that, as soon as the wholesome check
exercised by the presence of the ladies was removed, the conversation
turned on politics as a necessary result.
In respect to this all-absorbing national topic, I happen to be one of
the most un-English Englishmen living. As a general rule, political
talk appears to me to be of all talk the most dreary and the most
profitless. Glancing at Mr. Murthwaite, when the bottles had made their
first round of the table, I found that he was apparently of my way of
thinking. He was doing it very dexterously—with all possible
consideration for the feelings of his host—but it is not the less
certain that he was composing himself for a nap. It struck me as an
experiment worth attempting, to try whether a judicious allusion to the
subject of the Moonstone would keep him awake, and, if it did, to see
what he thought of the last new complication in the Indian
conspiracy, as revealed in the prosaic precincts of my office.
“If I am not mistaken, Mr. Murthwaite,” I began, “you were acquainted
with the late Lady Verinder, and you took some interest in the strange
succession of events which ended in the loss of the Moonstone?”
The eminent traveller did me the honour of waking up in an instant, and
asking me who I was.
I informed him of my professional connection with the Herncastle
family, not forgetting the curious position which I had occupied
towards the Colonel and his Diamond in the bygone time.
Mr. Murthwaite shifted round in his chair, so as to put the rest of the
company behind him (Conservatives and Liberals alike), and concentrated
his whole attention on plain Mr. Bruff, of Gray’s Inn Square.
“Have you heard anything, lately, of the Indians?” he asked.
“I have every reason to believe,” I answered, “that one of them had an
interview with me, in my office, yesterday.”
Mr. Murthwaite was not an easy man to astonish; but that last answer of
mine completely staggered him. I described what had happened to Mr.
Luker, and what had happened to myself, exactly as I have described it
here. “It is clear that the Indian’s parting inquiry had an object,” I
added. “Why should he be so anxious to know the time at which a
borrower of money is usually privileged to pay the money back?”
“Is it possible that you don’t see his motive, Mr. Bruff?”
“I am ashamed of my stupidity, Mr. Murthwaite—but I certainly don’t see
it.”
The great traveller became quite interested in sounding the immense
vacuity of my dulness to its lowest depths.
“Let me ask you one question,” he said. “In what position does the
conspiracy to seize the Moonstone now stand?”
“I can’t say,” I answered. “The Indian plot is a mystery to me.”
“The Indian plot, Mr. Bruff, can only be a mystery to you, because you
have never seriously examined it. Shall we run it over together, from
the time when you drew Colonel Herncastle’s Will, to the time when the
Indian called at your office? In your position, it may be of very
serious importance to the interests of Miss Verinder, that you should
be able to take a clear view of this matter in case of need. Tell me,
bearing that in mind, whether you will penetrate the Indian’s motive
for yourself? or whether you wish me to save you the trouble of making
any inquiry into it?”
It is needless to say that I thoroughly appreciated the practical
purpose which I now saw that he had in view, and that the first of the
two alternatives was the alternative I chose.
“Very good,” said Mr. Murthwaite. “We will take the question of the
ages of the three Indians first. I can testify that they all look much
about the same age—and you can decide for yourself, whether the man
whom you saw was, or was not, in the prime of life. Not forty, you
think? My idea too. We will say not forty. Now look back to the time
when Colonel Herncastle came to England, and when you were concerned in
the plan he adopted to preserve his life. I don’t want you to count the
years. I will only say, it is clear that these present Indians, at
their age, must be the successors of three other Indians (high caste
Brahmins all of them, Mr. Bruff, when they left their native country!)
who followed the Colonel to these shores. Very well. These present men
of ours have succeeded to the men who were here before them. If they
had only done that, the matter would not have been worth inquiring
into. But they have done more. They have succeeded to the organisation
which their predecessors established in this country. Don’t start! The
organisation is a very trumpery affair, according to our ideas, I have
no doubt. I should reckon it up as including the command of money; the
services, when needed, of that shady sort of Englishman, who lives in
the byways of foreign life in London; and, lastly, the secret sympathy
of such few men of their own country, and (formerly, at least) of their
own religion, as happen to be employed in ministering to some of the
multitudinous wants of this great city. Nothing very formidable, as you
see! But worth notice at starting, because we may find occasion to
refer to this modest little Indian organisation as we go on. Having now
cleared the ground, I am going to ask you a question; and I expect your
experience to answer it. What was the event which gave the Indians
their first chance of seizing the Diamond?”
I understood the allusion to my experience.
“The first chance they got,” I replied, “was clearly offered to them by
Colonel Herncastle’s death. They would be aware of his death, I
suppose, as a matter of course?”
“As a matter of course. And his death, as you say, gave them their
first chance. Up to that time the Moonstone was safe in the strongroom
of the bank. You drew the Colonel’s Will leaving his jewel to his
niece; and the Will was proved in the usual way. As a lawyer, you can
be at no loss to know what course the Indians would take (under English
advice) after that.”
“They would provide themselves with a copy of the Will from Doctors’
Commons,” I said.
“Exactly. One or other of those shady Englishmen to whom I have
alluded, would get them the copy you have described. That copy would
inform them that the Moonstone was bequeathed to the daughter of Lady
Verinder, and that Mr. Blake the elder, or some person appointed by
him, was to place it in her hands. You will agree with me that the
necessary information about persons in the position of Lady Verinder
and Mr. Blake, would be perfectly easy information to obtain. The one
difficulty for the Indians would be to decide whether they should make
their attempt on the Diamond when it was in course of removal from the
keeping of the bank, or whether they should wait until it was taken
down to Yorkshire to Lady Verinder’s house. The second way would be
manifestly the safest way—and there you have the explanation of the
appearance of the Indians at Frizinghall, disguised as jugglers, and
waiting their time. In London, it is needless to say, they had their
organisation at their disposal to keep them informed of events. Two men
would do it. One to follow anybody who went from Mr. Blake’s house to
the bank. And one to treat the lower men servants with beer, and to
hear the news of the house. These commonplace precautions would readily
inform them that Mr. Franklin Blake had been to the bank, and that Mr.
Franklin Blake was the only person in the house who was going to visit
Lady Verinder. What actually followed upon that discovery, you
remember, no doubt, quite as correctly as I do.”
I remembered that Franklin Blake had detected one of the spies, in the
street—that he had, in consequence, advanced the time of his arrival in
Yorkshire by some hours—and that (thanks to old Betteredge’s excellent
advice) he had lodged the Diamond in the bank at Frizinghall, before
the Indians were so much as prepared to see him in the neighbourhood.
All perfectly clear so far. But the Indians being ignorant of the
precautions thus taken, how was it that they had made no attempt on
Lady Verinder’s house (in which they must have supposed the Diamond to
be) through the whole of the interval that elapsed before Rachel’s
birthday?
In putting this difficulty to Mr. Murthwaite, I thought it right to add
that I had heard of the little boy, and the drop of ink, and the rest
of it, and that any explanation based on the theory of clairvoyance was
an explanation which would carry no conviction whatever with it, to
my mind.
“Nor to mine either,” said Mr. Murthwaite. “The clairvoyance in this
case is simply a development of the romantic side of the Indian
character. It would be refreshment and an encouragement to those
men—quite inconceivable, I grant you, to the English mind—to surround
their wearisome and perilous errand in this country with a certain halo
of the marvellous and the supernatural. Their boy is unquestionably a
sensitive subject to the mesmeric influence—and, under that influence,
he has no doubt reflected what was already in the mind of the person
mesmerising him. I have tested the theory of clairvoyance—and I have
never found the manifestations get beyond that point. The Indians don’t
investigate the matter in this way; the Indians look upon their boy as
a Seer of things invisible to their eyes—and, I repeat, in that marvel
they find the source of a new interest in the purpose that unites them.
I only notice this as offering a curious view of human character, which
must be quite new to you. We have nothing whatever to do with
clairvoyance, or with mesmerism, or with anything else that is hard of
belief to a practical man, in the inquiry that we are now pursuing. My
object in following the Indian plot, step by step, is to trace results
back, by rational means, to natural causes. Have I succeeded to your
satisfaction so far?”
“Not a doubt of it, Mr. Murthwaite! I am waiting, however, with some
anxiety, to hear the rational explanation of the difficulty which I
have just had the honour of submitting to you.”
Mr. Murthwaite smiled. “It’s the easiest difficulty to deal with of
all,” he said. “Permit me to begin by admitting your statement of the
case as a perfectly correct one. The Indians were undoubtedly not aware
of what Mr. Franklin Blake had done with the Diamond—for we find them
making their first mistake, on the first night of Mr. Blake’s arrival
at his aunt’s house.”
“Their first mistake?” I repeated.
“Certainly! The mistake of allowing themselves to be surprised, lurking
about the terrace at night, by Gabriel Betteredge. However, they had
the merit of seeing for themselves that they had taken a false
step—for, as you say, again, with plenty of time at their disposal,
they never came near the house for weeks afterwards.”
“Why, Mr. Murthwaite? That’s what I want to know! Why?”
“Because no Indian, Mr. Bruff, ever runs an unnecessary risk. The
clause you drew in Colonel Herncastle’s Will, informed them (didn’t
it?) that the Moonstone was to pass absolutely into Miss Verinder’s
possession on her birthday. Very well. Tell me which was the safest
course for men in their position? To make their attempt on the Diamond
while it was under the control of Mr. Franklin Blake, who had shown
already that he could suspect and outwit them? Or to wait till the
Diamond was at the disposal of a young girl, who would innocently
delight in wearing the magnificent jewel at every possible opportunity?
Perhaps you want a proof that my theory is correct? Take the conduct of
the Indians themselves as the proof. They appeared at the house, after
waiting all those weeks, on Miss Verinder’s birthday; and they were
rewarded for the patient accuracy of their calculations by seeing the
Moonstone in the bosom of her dress! When I heard the story of the
Colonel and the Diamond, later in the evening, I felt so sure about the
risk Mr. Franklin Blake had run (they would have certainly attacked
him, if he had not happened to ride back to Lady Verinder’s in the
company of other people); and I was so strongly convinced of the worse
risk still, in store for Miss Verinder, that I recommended following
the Colonel’s plan, and destroying the identity of the gem by having it
cut into separate stones. How its extraordinary disappearance that
night, made my advice useless, and utterly defeated the Hindoo plot—and
how all further action on the part of the Indians was paralysed the
next day by their confinement in prison as rogues and vagabonds—you
know as well as I do. The first act in the conspiracy closes there.
Before we go on to the second, may I ask whether I have met your
difficulty, with an explanation which is satisfactory to the mind of a
practical man?”
It was impossible to deny that he had met my difficulty fairly; thanks
to his superior knowledge of the Indian character—and thanks to his not
having had hundreds of other Wills to think of since Colonel
Herncastle’s time!
“So far, so good,” resumed Mr. Murthwaite. “The first chance the
Indians had of seizing the Diamond was a chance lost, on the day when
they were committed to the prison at Frizinghall. When did the second
chance offer itself? The second chance offered itself—as I am in a
condition to prove—while they were still in confinement.”
He took out his pocket-book, and opened it at a particular leaf, before
he went on.
“I was staying,” he resumed, “with some friends at Frizinghall, at the
time. A day or two before the Indians were set free (on a Monday, I
think), the governor of the prison came to me with a letter. It had
been left for the Indians by one Mrs. Macann, of whom they had hired
the lodging in which they lived; and it had been delivered at Mrs.
Macann’s door, in ordinary course of post, on the previous morning. The
prison authorities had noticed that the postmark was ‘Lambeth,’ and
that the address on the outside, though expressed in correct English,
was, in form, oddly at variance with the customary method of directing
a letter. On opening it, they had found the contents to be written in a
foreign language, which they rightly guessed at as Hindustani. Their
object in coming to me was, of course, to have the letter translated to
them. I took a copy in my pocket-book of the original, and of my
translation—and there they are at your service.”
He handed me the open pocket-book. The address on the letter was the
first thing copied. It was all written in one paragraph, without any
attempt at punctuation, thus: “To the three Indian men living with the
lady called Macann at Frizinghall in Yorkshire.” The Hindoo characters
followed; and the English translation appeared at the end, expressed in
these mysterious words:
“In the name of the Regent of the Night, whose seat is on the Antelope,
whose arms embrace the four corners of the earth.
“Brothers, turn your faces to the south, and come to me in the street
of many noises, which leads down to the muddy river.
“The reason is this.
“My own eyes have seen it.”
There the letter ended, without either date or signature. I handed it
back to Mr. Murthwaite, and owned that this curious specimen of Hindoo
correspondence rather puzzled me.
“I can explain the first sentence to you,” he said; “and the conduct of
the Indians themselves will explain the rest. The god of the moon is
represented, in the Hindoo mythology, as a four-armed deity, seated on
an antelope; and one of his titles is the regent of the night. Here,
then, to begin with, is something which looks suspiciously like an
indirect reference to the Moonstone. Now, let us see what the Indians
did, after the prison authorities had allowed them to receive their
letter. On the very day when they were set free they went at once to
the railway station, and took their places in the first train that
started for London. We all thought it a pity at Frizinghall that their
proceedings were not privately watched. But, after Lady Verinder had
dismissed the police-officer, and had stopped all further inquiry into
the loss of the Diamond, no one else could presume to stir in the
matter. The Indians were free to go to London, and to London they went.
What was the next news we heard of them, Mr. Bruff?”
“They were annoying Mr. Luker,” I answered, “by loitering about the
house at Lambeth.”
“Did you read the report of Mr. Luker’s application to the magistrate?”
“Yes.”
“In the course of his statement he referred, if you remember, to a
foreign workman in his employment, whom he had just dismissed on
suspicion of attempted theft, and whom he also distrusted as possibly
acting in collusion with the Indians who had annoyed him. The inference
is pretty plain, Mr. Bruff, as to who wrote that letter which puzzled
you just now, and as to which of Mr. Luker’s Oriental treasures the
workman had attempted to steal.”
The inference (as I hastened to acknowledge) was too plain to need
being pointed out. I had never doubted that the Moonstone had found its
way into Mr. Luker’s hands, at the time Mr. Murthwaite alluded to. My
only question had been, How had the Indians discovered the
circumstance? This question (the most difficult to deal with of all, as
I had thought) had now received its answer, like the rest. Lawyer as I
was, I began to feel that I might trust Mr. Murthwaite to lead me
blindfold through the last windings of the labyrinth, along which he
had guided me thus far. I paid him the compliment of telling him this,
and found my little concession very graciously received.
“You shall give me a piece of information in your turn before we go
on,” he said. “Somebody must have taken the Moonstone from Yorkshire to
London. And somebody must have raised money on it, or it would never
have been in Mr. Luker’s possession. Has there been any discovery made
of who that person was?”
“None that I know of.”
“There was a story (was there not?) about Mr. Godfrey Ablewhite. I am
told he is an eminent philanthropist—which is decidedly against him, to
begin with.”
I heartily agreed in this with Mr. Murthwaite. At the same time, I felt
bound to inform him (without, it is needless to say, mentioning Miss
Verinder’s name) that Mr. Godfrey Ablewhite had been cleared of all
suspicion, on evidence which I could answer for as entirely beyond
dispute.
“Very well,” said Mr. Murthwaite, quietly, “let us leave it to time to
clear the matter up. In the meanwhile, Mr. Bruff, we must get back
again to the Indians, on your account. Their journey to London simply
ended in their becoming the victims of another defeat. The loss of
their second chance of seizing the Diamond is mainly attributable, as I
think, to the cunning and foresight of Mr. Luker—who doesn’t stand at
the top of the prosperous and ancient profession of usury for nothing!
By the prompt dismissal of the man in his employment, he deprived the
Indians of the assistance which their confederate would have rendered
them in getting into the house. By the prompt transport of the
Moonstone to his banker’s, he took the conspirators by surprise before
they were prepared with a new plan for robbing him. How the Indians, in
this latter case, suspected what he had done, and how they contrived to
possess themselves of his banker’s receipt, are events too recent to
need dwelling on. Let it be enough to say that they know the Moonstone
to be once more out of their reach; deposited (under the general
description of ‘a valuable of great price’) in a banker’s strong room.
Now, Mr. Bruff, what is their third chance of seizing the Diamond? and
when will it come?”
As the question passed his lips, I penetrated the motive of the
Indian’s visit to my office at last!
“I see it!” I exclaimed. “The Indians take it for granted, as we do,
that the Moonstone has been pledged; and they want to be certainly
informed of the earliest period at which the pledge can be
redeemed—because that will be the earliest period at which the Diamond
can be removed from the safe keeping of the bank!”
“I told you you would find it out for yourself, Mr. Bruff, if I only
gave you a fair chance. In a year from the time when the Moonstone was
pledged, the Indians will be on the watch for their third chance. Mr.
Luker’s own lips have told them how long they will have to wait, and
your respectable authority has satisfied them that Mr. Luker has spoken
the truth. When do we suppose, at a rough guess, that the Diamond found
its way into the money-lender’s hands?”
“Towards the end of last June,” I answered, “as well as I can reckon
it.”
“And we are now in the year ’forty-eight. Very good. If the unknown
person who has pledged the Moonstone can redeem it in a year, the jewel
will be in that person’s possession again at the end of June,
’forty-nine. I shall be thousands of miles from England and English
news at that date. But it may be worth your while to take a note of
it, and to arrange to be in London at the time.”
“You think something serious will happen?” I said.
“I think I shall be safer,” he answered, “among the fiercest fanatics
of Central Asia than I should be if I crossed the door of the bank with
the Moonstone in my pocket. The Indians have been defeated twice
running, Mr. Bruff. It’s my firm belief that they won’t be defeated a
third time.”
Those were the last words he said on the subject. The coffee came in;
the guests rose, and dispersed themselves about the room; and we joined
the ladies of the dinner-party upstairs.
I made a note of the date, and it may not be amiss if I close my
narrative by repeating that note here:
June, ’forty-nine. Expect news of the Indians, towards the end of the
month.
And that done, I hand the pen, which I have now no further claim to
use, to the writer who follows me next.
THIRD NARRATIVE.
Contributed by Franklin Blake.
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Let's Analyse the Pattern
Complex problems that seem impossible often have simple solutions when viewed through the right specialized knowledge.
Why This Matters
Connect literature to life
This chapter teaches how to identify when confusion stems from knowledge gaps rather than actual complexity.
Practice This Today
This week, notice when you feel overwhelmed by something that 'experts' handle easily - ask yourself who would find this simple, then seek that perspective.
Now let's explore the literary elements.
Key Quotes & Analysis
"The law of chances was clearly against his escaping on this occasion."
Context: Describing society's morbid fascination with Murthwaite's dangerous return to India
This reveals Victorian society's dark entertainment in others' potential misfortune, treating real danger like a spectator sport. It shows how people can be simultaneously admiring and callous.
In Today's Words:
Everyone figured this time he probably wouldn't make it back alive, and honestly, that made him more interesting to them.
"They are no more conjurors than you and I are."
Context: Explaining that the Indians' seemingly supernatural abilities are just mesmerism
This cuts through the mystical fear surrounding the Indians and reveals them as practical criminals using psychological techniques. Knowledge defeats superstition and fear.
In Today's Words:
They're not doing magic tricks - they're just really good at psychological manipulation.
"The thing will be done on the next opportunity, and the chance of the thing being done will be the chance of one of them being left alive to do it."
Context: Predicting the Indians' final attempt to reclaim the Moonstone
This shows the Indians' absolute dedication to their mission and the life-or-death stakes involved. It's not just about money - it's about sacred duty and survival.
In Today's Words:
They'll keep trying until they either get the diamond back or they're all dead - there's no middle ground here.
Thematic Threads
Knowledge
In This Chapter
Murthwaite's cultural expertise transforms supernatural mystery into logical explanation
Development
Builds on earlier themes of hidden information and partial understanding
In Your Life:
You might feel overwhelmed by problems that would be simple for someone with the right expertise
Deception
In This Chapter
The Indians use others' ignorance to make ordinary techniques seem mystical
Development
Continues the pattern of characters manipulating information gaps
In Your Life:
You might be vulnerable to scams or manipulation in areas where you lack knowledge
Class
In This Chapter
Cultural outsiders exploit the assumptions and blind spots of English society
Development
Expands on how different social positions create different vulnerabilities
In Your Life:
You might underestimate people from different backgrounds or overestimate those with credentials
Strategy
In This Chapter
The Indians demonstrate patient, methodical planning over years
Development
Contrasts with the impulsive actions of English characters in earlier chapters
In Your Life:
You might benefit from thinking longer-term instead of reacting to immediate pressures
Recognition
In This Chapter
Bruff finally understands the true scope and nature of the threat
Development
Represents the breakthrough moment after chapters of confusion
In Your Life:
You might experience sudden clarity when you finally understand a situation that long puzzled you
You now have the context. Time to form your own thoughts.
Discussion Questions
- 1
How does Murthwaite solve the mystery that has baffled everyone else? What specific knowledge does he bring that others lack?
analysis • surface - 2
Why do the Indians' methods seem supernatural to most people, but logical to Murthwaite? What creates this gap in understanding?
analysis • medium - 3
Think about a time when something seemed impossible to figure out until the right person explained it. What made the difference?
application • medium - 4
When you face a confusing situation at work, with money, or with health issues, how do you find the right expert to help you understand what's really happening?
application • deep - 5
What does this chapter reveal about how knowledge gaps can be used to manipulate people, and how expertise can protect us?
reflection • deep
Critical Thinking Exercise
Map Your Knowledge Gaps
Think of a current problem in your life that feels confusing or overwhelming. Write down what type of expertise would help you understand it better. Then identify three specific ways you could access that knowledge - whether through a professional, online resources, or someone in your network who's dealt with this before.
Consider:
- •Consider whether the complexity is real or just unfamiliar territory
- •Think about who profits when you don't understand something
- •Remember that most 'impossible' problems have been solved by someone before
Journaling Prompt
Write about a time when finding the right expert or gaining specific knowledge transformed a confusing situation into something manageable. What did you learn about seeking help?
Coming Up Next...
Chapter 35: Franklin's Return and Rachel's Rejection
Franklin Blake takes up the narrative, revealing his wanderings in the East during the crucial spring of 1849. His unexpected change of travel plans will prove more significant than he realizes, as the final act of the Moonstone mystery begins to unfold.




